“Average returns for an above-average period of time = extreme outperformance. It’s the most obvious secret in investing” – Morgan Housel

“A genius is the man who can do the average thing when everyone else around him is losing his mind” – Napoleon

2-1b2c ‘Compounding’ - Permeate across the timeline
5-1b4b2 Hanlon’s razor applied - See things as results of habits
2-1a1a1b ‘Hanlon’s razor’ - We (they) are dumber and thus less ill-intent than we think we (they) are

5-1b4b2 Hanlon’s razor applied - See things as results of habits
5-1b4b3 Time beats timing